Friday, 9 April 2010

Be careful...

Good evening and happy friday everyone;=)

Yesterday I got a letter from my bank. They wrote that they had blocked my VISA card because there were someone who had tried to use it and that one was not me...

I felt so creepy and I called them today. They said that someone in the US!! had tried to buy things in K-mart and 3 other stores with my card number.... And I was like: What???

First of all: how could someone in the US get my number? I am very careful with internet shopping and only use secure sites. It could of course have happened in Thailand cause my chip in the card got useless after one time shopping there. But I guess I will never know..

So, be careful with your cards... they can be sceemed and used by others.

Enjoy your evening;=)

56 comments:

  1. Wow...it gives me shivers.
    So that person tried, but he didn't succeed in? Isn't it ?
    I also use only secure sites because it makes me scared... I yet receive mails saying that someone used my card but if we looked at that king of mails we can see that they are full of spelling mistakes soo... it just a fake mail in wich they said we have to click on a link to fix the problem...and if we did it, there someone could use our card because after the "click" we have to gave some important informations... soo be really careful because those mails use famous logo like "paypal" or "secure payment" to make us believe it safes, but it's not safe at ALL!

    Anette, I'm sorry to hear that bad story and I would loved read something much pleasent but well, those things happen sometimes...

    Love & Hugs

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  2. yes, it sounds dangerous, luckily they stopped it and no harm was done.
    I only used my card online for Nightwish webshop :)

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  3. Hi Anette ^^

    I'm sorry for you ! =S

    I buy some things on internet, but I haven't any problems for the moment. :\

    someone took a part of your money in your account ? =O

    hopping you had a nice day ^^

    sleep well ;)

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  4. Good evening to you dear Anette! I'm so happy to read you! Oh my God... it's terrible! And now what will do? Maybe someone has cloned your card but i don't know how if this person live in Usa. Let know to us how will happens! Have nice evening! Big hugs

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  5. Hej Anette, good evening to you too. :) I hope ou and the baby are ok...

    Oh no, it's really crappy - and creepy as well... How someone could do this???? At least your bank acted in a good way and they blocked the card very quickly. Still i feel sorry for you. :(
    You're in my thoughts, and i wish you a good weekend, far from everything bad. And may the sun be shine on you. :)

    *hugs*

    Steff

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  6. Hello!
    Thanks for the advice!!!
    I hope ur doing fine!

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  7. Wow, really strange. I hope soon to have a solution for this problem;)
    Are you okay? And the baby? *-*
    Kisses!

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  8. Hi Anette.
    Be careful with credit cards!
    This is a very unpleasant event. I sympathize with you.
    I never use a credit card. I think it is not convenient. This is my opinion, but my purse was stolen once. It happened on a train in rush hour. The purse was not a lot of money but there were all my discount cards = ((
    It took a long time since I restored them.
    But I like to use cash.

    Good luck

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  9. Oh my , I am really sorry. People can be soooo stupid! Why are they doing such things??

    Wish you a nice weekend.

    Sleep well and have lovely sweet dreams

    Lots of love

    Ena

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  10. OMG!!!!!First i want to say good night and a happy friday!!
    That is so bad!!!!How people can be so stupid and horrible :(
    That is really scary!!You have to be careful!!
    I dont have a VISA card because im too young but we have to be careful...I think you will never know,but i hope that will be everything ok!!!You dont deserve that :(
    Enjoy you night!!
    Kisses and Hugs From Portugal :)
    Liliana

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  11. At least they caught it! that has never happened to me, and I hope it never does. Thankfully your bank was vigilant. Plus ... K-Mart? Really? What a bizarre place to try and illegally use another person's card number.

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  12. I'm sorry for you, Anette, and hope it will not bring you headaches.

    My mom had her credit card cloned three (or four) times already. In the first time she felt so creepy too, then the bank gave her a new one. But some time later, someone tried to use it again, and she felt even more creepy. Well, I don't have to say how she felt in the other three and four times.
    In adition of that, in the last time, she had money withdrew with a false check. And she saw the false artless signature on the paper.

    Fortunately she didn't have any injury at any time. But we are worried if someone has all her informations to do it several times.
    She doesn't buy by internet often and she is careful about where she uses the card, but even beware, she still had issues.

    Be careful you too. :)
    You must be warned, but don't forget to keep your anti-virus and anti-spyware uptodate.

    Have a wonderful weekend and lots of warm hugs to you.

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  13. I will be careful..thank you SO much for warning us, it show how careful and attentive you are to us!


    We've missed some posts, and I really like it when you put somethings about filmes you like, as I'm tottally addicted to filmes.

    By the way, I wactcher the one you once put the trailer: Shutter island. Really liked it.

    Well, I hope everything's all right with you, son, cats, boyfriend, and of course, this cute baby who's now coming dto make your life even happier.

    And...this weekend we're gonna have a concert from a band we all like a lot here in Rio, it's called epica do you know it. Do you like it?

    Big kisses from Rj- Brasil;

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  14. Hej Anette!
    Thanks for the warning. You're right, it's creepy that someone can steal your card number and try to spend your own money... Luckily banks can usually find out the misuse very quickly and inform the owner (and of course block the card), anyway it's really necessary to be very very careful like you said, to avoid big problems. I would advice to use that kind of credit card which you can fill with a given amount of money, as much as you need for the moment, and then you can leave it empty till next time, when you put some more money etc. This way, if anyone steals your number they cannot steal any money from the card (or, at least, they can take a very limited amount).
    Anyone here who uses this kind of card? :-)
    Love,
    Elisa

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  15. Woah...scary, people would do anything for money.

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  16. A very scary thing to have to worry about these days. Credit card fraud and identity theft is huge here in Canada too.

    Sometimes, it's a matter of someone sharing the same name, or even applying for a card under false pretenses.

    It's good your CC company caught it.

    Thank you for the heads up and letting us know. We forget sometimes and take it for granted living under the, "oh, it will never happen to me," theory.

    I am enjoying the sun here and in pure heaven; no snow and already getting ready to plant the flower beds and rake the lawn. I spent all day outside today and look like I rolled in the dirt:)

    Hope you and the baby are well and enjoying your spring with your family. Lots of walks, sitting in the sun and smelling flowers to be done.

    Have a great weekend and until next post...lots of huggs

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  17. That has happened to my family like 50 thousand times already. :P We don't even have a card like that now because people kept stealing the numbers... :/

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  18. For the moment, I have no credit card, cause I'm not 18 =), but I will be carefull.
    I was thinking that you can pose now like a mother, showing you beauty belly for a photo. So, we'll be able to know how are you and you baby by our own eyes =)
    Sorry for my bad english, but I'm from Spain.
    Kisses from Spain =)

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  19. How awful! I just had a problem with my credit card. Someone with my same name had called and cancelled my card back in November! I only just recently tried using it again but nothing would work! So I called and they were like, oops! Gr. So unfortunate that those things happen. Hope things go better for you!
    <3 Erin

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  20. We really have to take careful with cards,money,and etc... Some persons are very smart! ... I have fear to buy from the Internet,specially with my father's card... xD

    One suggestion: When you goes to buy from Internet,proceed only if appears a small padlock at the under corner of your screen and don't put your passwords on shared computers! =)

    Hugs! ^^

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  21. Oh my gosh! That sucks! I have a card,
    I mainly use it to shop on the internet,
    but I would hate it if someone
    started using it.

    But I'm really sorry that that happened,
    but thank god they discovered it.
    Hopefully, because of this you don't
    think bad about people in the US??? We're not
    all credit card stealers. Some of us have our
    own VISA's, even if I'm only 17.

    Oh, I went to the brain doctor today.
    They said they're taking me off all
    the medicine the other doctor put me on,
    and putting me on two new medicines.
    There's really nothing else I can do about
    the headaches. Today the headache was
    so bad I had bad neck pain and puked too-
    which can happen if you have bad headaches...
    I was so freaked out and crying,
    I was in a lot of pain and almost didn't go
    to the brain doctor. But she really didn't
    help considering there's nothing they can do
    for me. But I have to go see her again in
    July anyway. But I figured I'd tell you
    because you told me to keep you updated;=)

    Enjoy your week-end, girl!

    Hugs and love, Katie T.

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  22. That sucks! It happened once to me too and same as you I'm very careful with my card, so I have no idea how they got the number. Good thing Visa is on top of it!

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  23. Hi Anette!

    It's been a long time since I commented on your blog.

    And yeah! What an interesting topic you have posted! That happened twice to my mom! It was awful because se actually had to pay all the money that was "other" espent.

    I wonder why banks don't usually inform people when things like that happen in my country. So, I think you are so lucky the bank informed you.

    Have a nice weekend.

    Kisses

    Alejandra

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  24. I test the security of merchants that take credit cards online, and I've got to tell you there are a hundred ways that even a supposedly secure site can get hacked. There's a standard (google PCI DSS) that merchants are supposed to meet in order to avoid getting hacked. If you are concerned, ask your merchants if they're PCI compliant.

    If your number was taken anywhere, it could have traveled around the world before someone in the US used it.

    Also check out my security blog, defense-rests.blogspot.com. And if you have any security questions, I'm happy to help.

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  25. Morning Nettan :)!

    Yeah, that is really creepy - I dont know if you used your card while being with NW is the US cause maybe someone has the information from back then but didnt want to use it until now. To not cause you to figure out how it all happened...
    Hope you didnt lose any money on this??

    Have a great weekend :)!

    /Dan

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  26. Daniel: Hi! No, luckily the bank saw it before they made any purchases;=)

    Dan: Hi! And thanks, its great to know there are good sites etc and of course there will always be the risk still of getting sceemed. Usually if I pay through a secure site, I get a pop-up window from my bank where I need to verify with another code but some sites dont have this security yet. Hopefully soon;=)

    Katie: Hi! I feel so sorry for you to still struggle with the headaches. I hate those and throwing up too makes it even worse;=( I send lots of comforting hugs and strength to you!

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  27. Thank you for the advice, but I haven't got a credit card, so, it's not a problem for me^^
    but the question is; How it is possible that someone in the USA have your number? yeah, it's very strange, a virus when you bougth something on internet maybe.
    Fortunately, your bank noticed it. I hope that it will not reproduce.
    hugs

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  28. I hope it's all solved now... but yes, nowadays it's so easy to steal someone's identity and make them a bad joke...

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  29. Hej Anette!
    Our president is dead. Today his plane crashed. Tere was about 130 people on this plane. When I heard it, I couldn't believe.. Still I can't. I can't say that I liked him very much but he was president so.. I guess it's terrible for all of us, here in Poland.

    And I'm sorry for your card. I don't have a card, yet so I don't have this problems. But I guess it's awful.

    A lot of hugs,
    Ala

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  30. Ala: Hi! Oh, I just read the news in our evening paper too...Its so horrible and I feel for your country and citizens. Lots of comforting hugs!

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  31. Hi Anette,

    That's awful. I had something similar happen to me last year. Luckily the credit card company called to warn me that someone had tried to use my card online but failed. They closed that card account and gave me a new one. It is so scary. I was worried for days afterwards.

    Take care,
    Marie x

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  32. Hi Anette,
    Have you heard about the plane crash near Smolensk? Tragedy... It's terrible... :(

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  33. Yep I'm too from pPoland and it a very very big tragedy for us :(

    But Anette have a nice day!
    Fortunalety I haven't got a card so I won't have a problem like that :)
    Hugs from sad Poland

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  34. well i guess i can aswer to the reason why the could get your number, in some gig in US you probably went to a cash point, there the criminal had put a reader inside the cash point, wich read your VISA and later he made a copy of it. unfortunately this is very common in US, moreover in big cities as new york, LA...

    it is pretty sad, but afortunately you did'nt get stolen.

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  35. Hi Anette,
    Scary........ only in America. K-mart? lol:)
    It wasn't me I don't think...I don't shop there.


    lots of love,
    Gartoon

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  36. @Ala (tearofsnowwhitesorrow) : I've heard about your president's accident and everyone who was with him on that plane. I want to say I'm so sorry for this, people in Poland looked so shattered and sad because of this. All my support to everyone affected by this.

    @Katie : Oh damn it, I'm so sorry to read about the horrible headache along with the neck pain and the throwing up. I hope the 2 new medicines help more than the previous ones...Wish you the best from here, Spain.

    @Anette : Thank God and the bank that nothing else happened! Oh my God...who could be using your card number and being even aware of it? The few times I've bought something via Internet it have always felt insecure, don't know why.

    If anyone is interested, I use a 'special' credit card (just for Internet buying) which works this way: its number is not associated with your bank account, but through the bank account (just your account, nobody else's) you can reload it with the exact amount of money you want. So when I'm about to buy a videogame for example, I look at its price and the price of the shipment. If it is 70€ all in all, I reload the card with just 70, and I check that right after the buying, my card has 0€, so there cannot be any other money-spending until I decide to reload it.

    Have a great weekend everyone! And lots of health and hugs (specially for those who are having a rough time)

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  37. Thank you, sweetie. They also said
    I have a minor concussion from when I fell.
    I don't think I mentioned that.
    But thank you for replying, I'll try not
    to keep commenting so much!

    But anyway, thank you so much!

    Hugs and love, Katie T.

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  38. Hello Anette!

    It's horrible tragedy in my country. Here in Poland everybody are in shock.
    The most important persons from Polands Government died.
    Oh, it's so big tragedy! :(

    Paulina

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  39. Oh... Sorry... It was my boyfriend acount..

    Paulina

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  40. Thanks for your warning, Anette! A similar thing happened to me too. I was in the U.S. for a business trip and used my card. My German bank called me to get verification that I'm really there. If not, they would have stopped the payments. Very careful! So I hope they'll inform me again if something like your story would happen to my card number...

    Stay safe and have a good time,
    xx Kat

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  41. Hi Anette!

    I´m sorry to hear about this, but at least you can comfort yourself with the fact that nothing got stolen. Of course that doesn´t stop this from causing unnecessary stress and worry, so a lot of strength to you!

    It´s scary how seemingly easy it is to some people to get access to personal information and accounts. Just recently one big finnish website was hacked and everyone was asked to change their passwords as soon as possible...makes you wonder is any information really safe in the internet world.

    Well anyway, hopefully you are having a nice weekend. :)

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  42. To all the polish here!
    Big hugs and console from Spain!

    @ Enchanted Lullaby Maybe the concussion you had is related to those horrible headaches u are suffering!
    I hope the medicine works!
    Hugs from Spain!

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  43. Hello Anette

    I'm really sorry to hear this has happened to you.
    Since this originated in the US this is quite convinient with the current Situation. I would like to give you a few bits of Information because events like this are part of a bigger picture.
    What happened to you is sadly a commen occurrence. Crdit card numbers get leaked and used by the companies employees all the time. In the US the same is happening at the moment to thousends of people. Because Creditcard traffic is digital any Visaemployee with computeraccess can get peoples cardnumbers, no matter in which country you live. European countries don't even accept US credit cards anymore, because The United states is not virtually but actually bankrupt. This is the real reason, such criminality is not perecuted at all, because using and selling Cardnumbers is companie policy in many cases. If you take a look at the alternative media, the commen theme is the current global economic crisis. This comparitivly small criminality is but the tip of the iceberg of what is going on right now.
    19 european countries are on the verge of bancruptcy , Greece is falling apart right now, Iceland already had a so called soft revolution. Iceland is a good example, once the fifth richest nation of the world, and now called the nigeria of the north. Sadly this all is going to get worse. Look at the United States today, national dept mathematically impossible to pay back, over 20% unemployment, one of the worst policestates in all statistics with the army running streetcheckpoints, which is forbidden in the US constitution and close to a new revolution. I just saw the premier of Thailand has declared martial law, to quell peaceful demonstrations. (http://www.businessweek.com/news/2010-04-07/thailand-s-abhisit-holes-up-as-protesters-storm-parliament.html)
    I don't want to bombard you with bad news, but it is important, to make people aware of what is going on. Many people don't want to be aware, but I don't think you are likely to ignore bad news, (Not an attempt of typecasting).
    As advise, if these few facts got you interested to do some research you could start here.
    www.infowars.com
    Youtube "Fall of the Republic"
    www.trendsresearch.com

    Btw you can choose not to post this comment, if you feel ambigoues about it, but please look up, what I told you, don't just take my word for it, research it youself.

    Oh, and I just remembered if you want to be absolutley safe, you could use prepaid credit cards, which have no direct connection to your bank account.

    Enjoy the Weekend, because to enjoy life is what is most important.
    Take care.

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  44. OMG :(

    I'm really paranoid about this, I lost a bank card once (left it in a cash machine :S) i was soo lucky that no-one got to it before i cancelled it.

    Although my friend wasn't so lucky and she lost money out of her account once :(

    Glad urs got stopped and no money was taken :)

    Take care

    Amy

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  45. Oh Anette that's really creepy ...but luckily the person who tried to use it didn't succeeded!
    We have to take care, because these days we might never know.....

    I don't have such problems at the moment.....I might be among the very few people on this planet who hasn't got a credit card and has never bought anything online!

    Take care!

    Love,
    Herta

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  46. I have to point out that ravasz5447's comment is incorrect.

    America is not so bad off. The unemployment rate isn't over 20%, it's about 9.7%. And the Army is not running street checkpoints. I don't know where that is getting their information but it it false. I live in America and the only street-checkpoints I see are at the military bases which is perfectly legal. They're required to keep an eye on every vehicle that passes into the bases in case someone was carrying something dangerous or illegal there.

    I don't understand why you posted that comment, dearest Arska. =( I'm actually really disappointed to see that you did.

    And it's such a shame that your Visa numbers got stolen the way they did! What terrible luck! But your bank did act quickly so you shouldn't have lost too much because of it.

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  47. Wow Anette that's too bad.
    I am glad things are okay though, and yes I try and always be careful with what I do. I always try to be very aware.

    Something completely different but I saw Sonata Arctica live last night in Toronto. And it was amazing! But also made me think of Nightwish and wishing to see you guys soon because the first time I saw Sonata was when they opened for you in Toronto in 2008. =P

    lots of love!
    -Alena

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  48. Hej Anette,

    I'm so sorry to hear that this credit card fraud has happened to you as well. Did they actually manage to take money out of your bank account in the end?
    Last year this happened to both my parents within 5 months of each other, and those frauds took a total of €3500, but luckily they got a full refund from their bank. But it's so scary that there are people out there who do these things, and it can literally happen to every one of us.

    I hope you are well and that this situation gets solved quickly.

    Love,
    Philippa

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  49. Jeez, this world is full of evil tricky minds...

    I'm still too young to own a credit card, but I, personally, trust more in solid money in my pocket (which i barely and rarely have)

    Anyway, be careful and good advice!
    Stay well, kisses and hugs.

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  50. Serena and César-

    Thank you both so much!

    Hugs and love! Katie T.

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  51. hello anette!
    i read this and something similar happened
    the card got scammed and it because someone was hacking my computer ... it was not the website so not necesarily safe websites are "safe" ... ofcourse the wibsite wont use your card but there could be someone spying on your computer so be carefull :)
    enjoy the day
    bevan

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  52. Hi Anette!

    I saw the nightmail today, and was really terrible lol.
    I mean, I did questions far better than those, and my friends did too.
    who the hell choose the questions that will be answered?

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  53. I had my card scammed twice over a month last year - i remain convinced it was one petrol station near me, i didn't use often - but it was after the second time going there for some reason and my card being blocked for fraud i thought maybe it was them.
    First i knew about it the second time was i went to use a cash machine where my card was declined, i got a call from my bank within a minute and asked 'did you draw money from cash machine at such and such' and 'so you haven't been abroad, say to India, recently?' the next replacement card that arrived in a plain envalope with 'has been checked by our fraud dept.' slip inside with the unopened envelope with my new card'

    the brand of petrol station later removed their chip and pin machines nationally due concerns of fraud.


    lets just say its not just internet shopping where card scamming can occur - sometimes the machines in stores can be fiddled with - same with cash machines.

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  54. Sarah: I agree. I was at my friend's
    house and we were looking at the questions
    and were like, "What the hell kind of
    questions are these?!" I'm pretty sure half
    of those are already answered in past
    Nightmail rounds. If people are going to be
    stalkers and want life stories, make sure
    it hasn't already been told before.
    What a waste of time. No offense to the
    people who asked the questions or answered
    them, I'm just saying...it wasn't
    that exciting like it normally is.

    Sorry I keep commenting Anette, seriously.
    Enjoy your break, even though I don't
    know how you are because you have to keep
    coming back on to approve comments! Hihi

    Hugs and love, Katie T.

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  55. wow thats messed up. ya im also wondering how they could have gotten it. iv herd of it happening though. and oddly enough when i went shopping last week and wanted to pay with my credit card. the ladey asked to see my id. she sayd that they have to check id's everytime someone payes with a credit card, to make sure its thers. then i thought about it abit. and thats not a bad idea. thatll make sure people dont steal peoples credit cards.

    xoxoxo shani.

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  56. Isn't the Finnish press great:

    http://www.mtv3.fi/viihde/uutiset/musiikki.shtml/1106252/nightwish-anette-joutui-luottokorttivarkauden-uhriksi

    Obiously they are compelled to make news out of each blog entry, hehe

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